Homeowners insurance is a must for protection of the myriad risks for your home and personal propert
Homeowners insurance is a must for protection of the myriad risks for your home and personal property. Still, one needs to know about the limitations of this tool. Indeed, most policies actually cover the commons such as fire and smoke, theft, and windstorms. But many don't. Floods, earthquakes, wear and tear, and pest infestations are atop such a list. Coverage of valuable items can also be limited unless you buy supplemental protection.